Tsedey Bank has a rich history within Ethiopia’s financial landscape. Its roots trace back to 1995 when the Organization for Rehabilitation and Development Ethiopia (ORDA-Ethiopia) established it as a department focused on rural credit. In April 1997, it transformed into a licensed microfinance company named Amhara Credit & Savings Institution (ACSI). Starting small with 3 million birr and a team of 40, ACSI served the microfinance sector for a quarter-century. Finally, in January 2022, Tsedey Bank officially secured its banking license from the National Bank of Ethiopia. Today, Tsedey Bank is a major force, catering to over 14.3 million customers nationwide, with over 1.3 million actively using loan services. The bank’s financial strength is evident in its total assets Birr 62.2 billion and capital surpassing Birr 13.5 billion. It ensures a rapidly growing national presence with a network exceeding 627 branches and a human capital exceeding 13,400 employees. Tsedey Bank offers a wide range of domestic and international services, all underpinned by exceptional customer service. Tsedey Bank further distinguishes itself by providing comprehensive Shariah-compliant, interest-free banking services named ‘Arhibu’.